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Volume-X

, Issue-III

(SUMMER 2025)

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01 - Evaluating the Influence of Credit Risk on Islamic Bank Performance: The Moderat...

http://dx.doi.org/10.31703/gssr.2025(X-III).01
10.31703/gssr.2025(X-III).01      Published : Sep 2025

Abstract

    The research investigates how credit risk affects Islamic bank profitability in Pakistan while studying the influence of Sharia governance. Islamic banks manage credit risk differently from traditional banks because they follow Shariah principles that base their operations on profit-and-loss sharing while banning riba interest transactions. This research analyzes NPL effects on bank profitability ... Details

    Credit Risk, Non-Performing Loans, Return on Assets, Shariah Board Size, Shariah Board Meetings, Bank Size

    (1) Noor Fatima
    MBA, Hailey College of Banking & Finance, University of the Punjab, Punjab, Pakistan.
    (2) Zargham Ullah Khan
    Assistant Professor, Hailey College of Banking & Finance, University of the Punjab, Punjab, Pakistan.
    (3) Muhammad Idrees
    PhD Scholar, Hailey College of Banking & Finance, University of the Punjab, Punjab, Pakistan.
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02 - Adopting Agricultural Practices to Address Climatic Variability: A Case Study of...

http://dx.doi.org/10.31703/gssr.2025(X-III).02
10.31703/gssr.2025(X-III).02      Published : Sep 2025

Abstract

    This paper will try to study the effects of climate change on agricultural practices in Qutbal, Rawalpindi, a rural region of Pakistan dependent on rainfall for cultivation. Erratic rainfall and rising temperatures, along with extreme events, have disrupted traditional farming practices and put smallholder farmers at risk. The study took a qualitative exploratory approach, and data were collected ... Details

    Climate Change, Adaptive Farming, Climate-Smart Agriculture, Smallholder Farmers, Agricultural Resilience, Drought-Resistant Crops, Sustainable Agriculture

    (1) Ayesha Ishfaq
    Undergraduate, Department of Anthropology, PMAS-Arid Agricultural University Rawalpindi, Punjab, Pakistan.
    (2) Abid Ghafoor Choudhary
    Associate professor Chairman, Department of Anthropology, PMAS-Arid Agricultural University Rawalpindi, Punjab, Pakistan.
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03 - Factors Associated with Subjects' Selection Among Secondary School Students in K...

http://dx.doi.org/10.31703/gssr.2025(X-III).03
10.31703/gssr.2025(X-III).03      Published : Sep 2025

Abstract

    Subjects' selection for secondary school students is an important activity. This study investigated factors associated with subjects' selection of secondary level students. Objectives of the study were: finding out factors associated with subjects' selection of secondary school students and developing recommendations for appropriate subjects' selection. The design of the study was quantitative. Th... Details

    Factors, Associated, Subjects’ Selection, Secondary School, Students

    (1) Alam Zeb
    Assistant Professor, Center for Education and Staff Training, University of Swat, Charbagh, KP, Pakistan.
    (2) Arshad Ali
    Professor, Institute of Education & Research, University of Peshawar, KP, Pakistan.
    (3) Mian Said Hussain
    M.Phil Scholar, Center for Education and Staff Training, University of Swat, Charbagh, KP, Pakistan.
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04 - The Effects of Parents' Socialization Using Languages Other Than Their Indigenou...

http://dx.doi.org/10.31703/gssr.2025(X-III).04
10.31703/gssr.2025(X-III).04      Published : Sep 2025

Abstract

    In Pakistan, most of the population is multilingual owing to their ethnolinguistic identities.  However, Urdu and English are used as contact languages and considered more prestigious than indigenous languages. The present study focuses on the Saraiki language shift due to the parents' inclination to use Urdu and English while socializing with their children. The present study used a purposiv... Details

    Multilingual, Indigenous Languages, Saraiki Language, Contact Languages, Language Shift, Ethnolinguistic Identity, Language Preferences, Motivational Factors

    (1) Sana Mahmood
    Lecturer, Department of English, Faculty of Arts and Humanities, National University of Modern Languages, Islamabad Campus, Islamabad, Pakistan.
    (2) Ejaz Mirza
    Assistant Professor, Department of English, Faculty of Social Sciences and Humanities, National University of Modern Languages, Rawalpindi Campus, Islamabad, Pakistan.
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05 - From Grades to Greatness: The Role of Belief and Self-Efficacy in Shaping Entrep...

http://dx.doi.org/10.31703/gssr.2025(X-III).05
10.31703/gssr.2025(X-III).05      Published : Sep 2025

Abstract

    In this study, the researcher examines how student grades influence the entrepreneurial behavior of intermediate students, belief, self-efficacy, and entrepreneurial intention form mediating variables. A sample size of 400 respondents chosen by convenience sampling. The importance of each of the variables can be viewed with reference to employability: entrepreneurial education is perceived as a me... Details

    Student Grade (SG), Belief (B), SE (SE), Entrepreneurial Intention (EI), Entrepreneurial Behavior (EB)

    (1) Samman Fatima
    Undergraduate, Department of Business Administration, University of Education, Lahore, Punjab, Pakistan.
    (2) Aamar Ilyas
    Assistant Professor, University of Central Punjab, Gujranwala Campus, Punjab, Pakistan.
    (3) Hafiz Ahmad Ashraf
    Assistant Professor, University of Central Punjab, Gujranwala Campus, Punjab, Pakistan.
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06 - Cyberbullying and Hate Speech in Social Media Memes Against Women: A Multi-Modal...

http://dx.doi.org/10.31703/gssr.2025(X-III).06
10.31703/gssr.2025(X-III).06      Published : Sep 2025

Abstract

    Social media memes play a pivotal role in propagating discourses and, in turn, influencing the thought-construction of the public. Many users are involved in cyberbullying and hate speech, particularly by using insensitive language and negative stereotyping in social media memes against women. This study analyzed the misogynistic modes used in memes to understand their social and psychological inf... Details

    Cyberbullying, Hate-speech, Forensic Linguistics, Forensic Psychology, Misogyny, Insensitive Language, Negative Stereotyping, Deriding Visuals

    (1) Muhammad Zulqarnain
    Lecturer, Department of English, National University of Modern Languages, Islamabad, Mirpur, AJ&K Campus, Pakistan.
    (2) Ayesha Sajjad
    BS Student, Department of English, National University of Modern Languages, Islamabad, Mirpur, AJ&K Campus, Pakistan.
    (3) Farwa Noor
    Lecturer, Department of English, National University of Modern Languages, Islamabad, Mirpur, AJ&K Campus, Pakistan.
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