01 - Evaluating the Influence of Credit Risk on Islamic Bank Performance: The Moderat...
http://dx.doi.org/10.31703/gssr.2025(X-III).0110.31703/gssr.2025(X-III).01 Published : Sep 2025
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The research investigates how credit risk affects Islamic bank profitability in Pakistan while studying the influence of Sharia governance. Islamic banks manage credit risk differently from traditional banks because they follow Shariah principles that base their operations on profit-and-loss sharing while banning riba interest transactions. This research analyzes NPL effects on bank profitability ... Details
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Credit Risk, Non-Performing Loans, Return on Assets, Shariah Board Size, Shariah Board Meetings, Bank Size
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(1) Noor Fatima
MBA, Hailey College of Banking & Finance, University of the Punjab, Punjab, Pakistan.
(2) Zargham Ullah Khan
Assistant Professor, Hailey College of Banking & Finance, University of the Punjab, Punjab, Pakistan.
(3) Muhammad Idrees
PhD Scholar, Hailey College of Banking & Finance, University of the Punjab, Punjab, Pakistan.
02 - Adopting Agricultural Practices to Address Climatic Variability: A Case Study of...
http://dx.doi.org/10.31703/gssr.2025(X-III).0210.31703/gssr.2025(X-III).02 Published : Sep 2025
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This paper will try to study the effects of climate change on agricultural practices in Qutbal, Rawalpindi, a rural region of Pakistan dependent on rainfall for cultivation. Erratic rainfall and rising temperatures, along with extreme events, have disrupted traditional farming practices and put smallholder farmers at risk. The study took a qualitative exploratory approach, and data were collected ... Details
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Climate Change, Adaptive Farming, Climate-Smart Agriculture, Smallholder Farmers, Agricultural Resilience, Drought-Resistant Crops, Sustainable Agriculture
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(1) Ayesha Ishfaq
Undergraduate, Department of Anthropology, PMAS-Arid Agricultural University Rawalpindi, Punjab, Pakistan.
(2) Abid Ghafoor Choudhary
Associate professor Chairman, Department of Anthropology, PMAS-Arid Agricultural University Rawalpindi, Punjab, Pakistan.
03 - Factors Associated with Subjects' Selection Among Secondary School Students in K...
http://dx.doi.org/10.31703/gssr.2025(X-III).0310.31703/gssr.2025(X-III).03 Published : Sep 2025
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Subjects' selection for secondary school students is an important activity. This study investigated factors associated with subjects' selection of secondary level students. Objectives of the study were: finding out factors associated with subjects' selection of secondary school students and developing recommendations for appropriate subjects' selection. The design of the study was quantitative. Th... Details
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Factors, Associated, Subjectsâ Selection, Secondary School, Students
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(1) Alam Zeb
Assistant Professor, Center for Education and Staff Training, University of Swat, Charbagh, KP, Pakistan.
(2) Arshad Ali
Professor, Institute of Education & Research, University of Peshawar, KP, Pakistan.
(3) Mian Said Hussain
M.Phil Scholar, Center for Education and Staff Training, University of Swat, Charbagh, KP, Pakistan.
04 - The Effects of Parents' Socialization Using Languages Other Than Their Indigenou...
http://dx.doi.org/10.31703/gssr.2025(X-III).0410.31703/gssr.2025(X-III).04 Published : Sep 2025
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In Pakistan, most of the population is multilingual owing to their ethnolinguistic identities. However, Urdu and English are used as contact languages and considered more prestigious than indigenous languages. The present study focuses on the Saraiki language shift due to the parents' inclination to use Urdu and English while socializing with their children. The present study used a purposiv... Details
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Multilingual, Indigenous Languages, Saraiki Language, Contact Languages, Language Shift, Ethnolinguistic Identity, Language Preferences, Motivational Factors
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(1) Sana Mahmood
Lecturer, Department of English, Faculty of Arts and Humanities, National University of Modern Languages, Islamabad Campus, Islamabad, Pakistan.
(2) Ejaz Mirza
Assistant Professor, Department of English, Faculty of Social Sciences and Humanities, National University of Modern Languages, Rawalpindi Campus, Islamabad, Pakistan.
05 - From Grades to Greatness: The Role of Belief and Self-Efficacy in Shaping Entrep...
http://dx.doi.org/10.31703/gssr.2025(X-III).0510.31703/gssr.2025(X-III).05 Published : Sep 2025
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In this study, the researcher examines how student grades influence the entrepreneurial behavior of intermediate students, belief, self-efficacy, and entrepreneurial intention form mediating variables. A sample size of 400 respondents chosen by convenience sampling. The importance of each of the variables can be viewed with reference to employability: entrepreneurial education is perceived as a me... Details
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Student Grade (SG), Belief (B), SE (SE), Entrepreneurial Intention (EI), Entrepreneurial Behavior (EB)
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(1) Samman Fatima
Undergraduate, Department of Business Administration, University of Education, Lahore, Punjab, Pakistan.
(2) Aamar Ilyas
Assistant Professor, University of Central Punjab, Gujranwala Campus, Punjab, Pakistan.
(3) Hafiz Ahmad Ashraf
Assistant Professor, University of Central Punjab, Gujranwala Campus, Punjab, Pakistan.
06 - Cyberbullying and Hate Speech in Social Media Memes Against Women: A Multi-Modal...
http://dx.doi.org/10.31703/gssr.2025(X-III).0610.31703/gssr.2025(X-III).06 Published : Sep 2025
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Social media memes play a pivotal role in propagating discourses and, in turn, influencing the thought-construction of the public. Many users are involved in cyberbullying and hate speech, particularly by using insensitive language and negative stereotyping in social media memes against women. This study analyzed the misogynistic modes used in memes to understand their social and psychological inf... Details
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Cyberbullying, Hate-speech, Forensic Linguistics, Forensic Psychology, Misogyny, Insensitive Language, Negative Stereotyping, Deriding Visuals
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(1) Muhammad Zulqarnain
Lecturer, Department of English, National University of Modern Languages, Islamabad, Mirpur, AJ&K Campus, Pakistan.
(2) Ayesha Sajjad
BS Student, Department of English, National University of Modern Languages, Islamabad, Mirpur, AJ&K Campus, Pakistan.
(3) Farwa Noor
Lecturer, Department of English, National University of Modern Languages, Islamabad, Mirpur, AJ&K Campus, Pakistan.
07 - Decoding English and Urdu Syntactic Structures: A Minimalist Account of Voice Al...
http://dx.doi.org/10.31703/gssr.2025(X-III).0710.31703/gssr.2025(X-III).07 Published : Sep 2025
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The transition from active to passive voice structure is an integral syntactic behaviour in organic languages. The present study explores the syntactic structure of active/passive sentences in English and Urdu, addressing argument structure, case assignment, and the execution of functional projections like VoiceP using Chomsky's Minimalist program(1995) as the theoretical framework. The findings s... Details
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Active/Passive Sentences, Internal Argument/External Argument, Minimalist Program, Promotion/Demotion of Subject, Urdu and English
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(1) Sadia Choudhri
Lecturer, Department of English, HITEC University, Taxila, Punjab, Pakistan.