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GROWTH AND PRODUCTIVITY ANALYSIS OF MICRO FINANCE SECTOR A CASE STUDY OF PAKISTAN

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10 Pages : 71-79

http://dx.doi.org/10.31703/gssr.2019(IV-III).10      10.31703/gssr.2019(IV-III).10      Published : Sep 3

Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan

Abstract

    This study reviews the growth strategies and their effect on the efficiency and productivity of the microfinance sector of Pakistan. The sector needs to have adopted intensive growth strategy instead of extensive strategies of wide expansion in term of physical infrastructure and human resources, which had increased the financial sustainability risks for the credit constrain institutions. The sixdimension model of outreach used in this study also shows that the sector does not achieve the targets set forth for these micro finance institutes with respect to its active borrowers’ outreach. The sector has mainly focused the big cities and urban areas whereas the poverty levels are higher in rural areas. The government has also shown its interest by launching two different types of loan schemes. Among the three different types of institution, the microfinance banks dominate the sector.

    Micro Finance, Growth Strategies, efficiency, sixdimension model.

    (1) Adnan Ahmad
    Assistant Professor, Institute of Business Studies and Leadership, Abdul Wali Khan University Mardan, KP, Pakistan.
    (2) Muhammad Ilyas
    Lecturer, Institute of Business Studies and Leadership, Abdul Wali Khan University Mardan, KP, Pakistan.
    (3) Muhammad Nisar Khan
    Lecturer Department of Management Studies, Bacha Khan University Charsadda, KP, Pakistan.
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References

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Cite this article

APA

    APA : Ahmad, A., Ilyas, M., & Khan, M. N. (2019). Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan. Global Social Sciences Review, IV(III), 71-79. https://doi.org/10.31703/gssr.2019(IV-III).10

CHICAGO

    CHICAGO : Ahmad, Adnan, Muhammad Ilyas, and Muhammad Nisar Khan. 2019. "Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan." Global Social Sciences Review, IV (III): 71-79 doi: 10.31703/gssr.2019(IV-III).10

HARVARD

    HARVARD : AHMAD, A., ILYAS, M. & KHAN, M. N. 2019. Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan. Global Social Sciences Review, IV, 71-79.

MHRA

    MHRA : Ahmad, Adnan, Muhammad Ilyas, and Muhammad Nisar Khan. 2019. "Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan." Global Social Sciences Review, IV: 71-79

MLA

    MLA : Ahmad, Adnan, Muhammad Ilyas, and Muhammad Nisar Khan. "Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan." Global Social Sciences Review, IV.III (2019): 71-79 Print.

OXFORD

    OXFORD : Ahmad, Adnan, Ilyas, Muhammad, and Khan, Muhammad Nisar (2019), "Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan", Global Social Sciences Review, IV (III), 71-79

TURABIAN

    TURABIAN : Ahmad, Adnan, Muhammad Ilyas, and Muhammad Nisar Khan. "Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan." Global Social Sciences Review IV, no. III (2019): 71-79. https://doi.org/10.31703/gssr.2019(IV-III).10