References
- Ahmed. (2016). Micro Takaful Insurance as a Tool to Guaranteeing Financing and Protecting Micro Enterprises. Journal of Business and Finance Affairs, 5(4), 1-11.
- Ayaz, et al. (2019). Islamic Micro-financing by Banking Sector of Pakistan: Problems and Solutions. Journal of Islamic Thought and Civilization, 9(2), 19-42.
- Bakhtiari, S. (2013). Microinsurance and Microtakaful: Strategies for Poverty Reduction towards Sustainable Development. International Journal of Sustainable Development, 6(1), 93-100.
- Bhatty, A. (2010). Protecting the forgotten through micro takaful. (accessed 3 June, 2011) http://www.meinsurancereview.com
- Bhatty, A., & Nisar, S. (2016). Takaful Journey: The past, present and future. In S.N. Ali & S. Nisar (Eds.), Takaful and Islamic cooperative finance. Cheltenham, UK: Edward Elgar Publishing. doi: https://doi.org/10.4337/9781785363368.00010.
- BNM. (2016). Microinsurance and microtakaful Discussion paper http://www.bnm.gov.my/guidelines/50_others/dp_microinsuranceandmicrotakaful_Apr201 6.pdf
- Chaudhry, T. T., & Nabeel, F. (2013). Microinsurance in Pakistan: Progress, Problems, and Prospects. The Lahore Journal of Economics, 18, 335-374.
- Cohen, M., & Sebstad, J. (2005). Reducing vulnerability: The demand for micro-insurance. Journal of International Development, 17, 397-474.
- Creswell, J. W. (1998). Qualitative inquiry and research design: Choosing among five traditions. Thousand Oaks, CA: Sage Publication
- Dercon, S., & Kirchberger, M. (2008). Literature review on micro insurance (Micro insurance Paper No. 1). Geneva, Switzerland: International Labour Office
- Dunford, C. (2001). Building Better Lives: Sustainable Integration of Microfinance and Education in Child Survival, Reproductive Health, and HIV/AIDS Prevention for the Poorest Entrepreneurs, Journal of Microfinance / ESR Review, 3(2), 1-25
- Gor, N. (2013). Microtakaful-Islamic Insurance for Deprived: Innovation, Sustainability and Inclusive Growth. International Journal of Business, Economics and Law, 3(2), 18-24
- Hamid, S. A., Roberts, J., & Mosley, P. (2011). Can micro health insurance reduce poverty? Evidence from Bangladesh, The Journal of Risk and Insurance, 78(1), 57-82.
- Haron, S., & Wan-Azmi, W. N. (2009). Islamic Finance and Banking System: Philosophies, Principles & Practices. McGraw-Hill, Kuala Lumpur, Malaysia.
- Hasim, H. M. (2014). Developing a Conceptual Framework of Microtakaful as a Strategy towards Poverty Alleviation. Journal of Economics and Sustainable Development, 5(28), 1-9.
- ICMIF Takaful. (2012). International Cooperative and Mutual Insurance Federation (ICMIF) Takaful http://www.takaful.coop/index.php?option=com_contentandview=articleandid=599andIte mid = 90
- IFSB. (2015). Issues in regulation and supervision of micro-takaful Islamic micro insurance. Kuala Lumpur: IFSB)
- Ismail, A. (2008). History and Development of Takaful. International Islamic Finance & Insurance Consulting Sdn. Bhd, Kuala Lumpur, Malaysia.
- Kazim, S., & Haider, E. (2012). Islamic Microfinance models and their viability in Pakistan. Islamabad: Pakistan Microfinance Network. http://www.pmn.org.pk/assets/articles/0d2cb5aa39e0acc67db08a1a73b794ec.pdf
- McGuinness, E., & Tounytsky, V. (2006). The demand for microinsurance in Pakistan. Washington, DC: Microfinance Opportunities.
- Microcare. (2008). Microcare Uganda: financing health through communities. (accessed 12 June, 2011). http://www.microinsurancecentre.org/UploadDocuments/080618per cent20microcare.pdf
- Mohd Rom, N. A., & Abdul Rahman, Z. (2012). Financial Protection for the poor in Malaysia: Role of Zakah and micro-takaful. JKAU: Islamic Economics, 25(1), 1-23.
- Mohd Salleh, M., & Padzim, F. Z. (2018). The prevalence of Micro Takaful Products in the Eyes of Malaysian SMEs. International Academic Institute for Science and Technology, 5(3), 49-65
- Mohd Salleh, M., Abdullah, N. I., Razali, S. S., & Wok, S. (2012). Takaful Agents' Roles in Accordance with the Quran and Sunnah. Global Journal Al-Thaqafah, 2(2), 41-45.
- Nu, S. H., Sadzali, N. S., & Amin, H. (2015). An analysis of the viability of micro health takaful in Malaysia. Qualitative Research in Financial Markets, 7(1), 37-71.
- Patel, S. (2004). Takaful and poverty alleviation. Europian Economic Review, 48(5).
- Portula, & Vergara. (2013). The Philippine experience on microinsurance.
- Puad, N. A. (2017). Issues and Challenges in Developing Microtakaful in Muslim Country. Proceeding of the 4th International Conference on Management and Muamalah, (pp. 426-433)
- Razak, A. A., Muhammad, F., Yahya, M., Hussin, M., Ramdan, M. R., & Salwa, F. (2018). Applying Ajzen's Theory of Planned Behaviour on the Participation of Micro-Entrepreneurs in Micro- Takaful. International Journal of Academic Research in Business and Social Sciences, 8(11), 1666-1679
- Rusydiana, A. S., & Devi, A. (2017). Development Strategy of Micro-takaful Institutions: Case Study Working Group Indonesia. Journal of Etikonomi, 16(2), 265 - 278.
- Sabbir, P. (2004). Takaful and poverty alleviation. The International Cooperative and Mutual Insurance Federation (ICMIF) www.icmif.org/takaful.
- Sukmana, R., & Hidayat, S. E. (2014). Challenges and Opportunities in Developing Microtakaful in Muslim Majority Country: A Case Study of Indonesia. The 11th Harvard University Forum on Islamic Finance, Harvard Law School, USA (pp. 1-14). Research Gate
- Swartz, & Coetzer. (2010). Takaful: An Islamic insurance instrument. Journal of Development and Agricultural Economics, 2(10), 333-339.
- Vaughn, E. J. (1992). Fundamental of Risk and Insurance, 6th ed., John Wiley & Sons, United States.
- Wahab, A. R. A., Lewis, M. K., & Hassan, M. K. (2007). Islamic Takaful: Business models, Shariah concerns, and proposed solutions. Thunderbird International Business Review, 49(3), 371- 396.
- World Bank. (2007). Social protection in Pakistan: Managing household risks and vulnerability. (World Bank Report No. 355472-PK)
- Zenklusen, O., & McCord, J. M. (2009). 360 Risk Insight Report: Insurance In Developing Countries: Exploring Opportunities in Micro-insurance. Lloyd's of London, London.
- Zuliani, R., & Ab Rahman, A. (2018). Micro-Takaful in Aceh: Does Society Need It. In New Developments in Islamic Economics (pp. 101-116). Emerald publication.
- Ahmed. (2016). Micro Takaful Insurance as a Tool to Guaranteeing Financing and Protecting Micro Enterprises. Journal of Business and Finance Affairs, 5(4), 1-11.
- Ayaz, et al. (2019). Islamic Micro-financing by Banking Sector of Pakistan: Problems and Solutions. Journal of Islamic Thought and Civilization, 9(2), 19-42.
- Bakhtiari, S. (2013). Microinsurance and Microtakaful: Strategies for Poverty Reduction towards Sustainable Development. International Journal of Sustainable Development, 6(1), 93-100.
- Bhatty, A. (2010). Protecting the forgotten through micro takaful. (accessed 3 June, 2011) http://www.meinsurancereview.com
- Bhatty, A., & Nisar, S. (2016). Takaful Journey: The past, present and future. In S.N. Ali & S. Nisar (Eds.), Takaful and Islamic cooperative finance. Cheltenham, UK: Edward Elgar Publishing. doi: https://doi.org/10.4337/9781785363368.00010.
- BNM. (2016). Microinsurance and microtakaful Discussion paper http://www.bnm.gov.my/guidelines/50_others/dp_microinsuranceandmicrotakaful_Apr201 6.pdf
- Chaudhry, T. T., & Nabeel, F. (2013). Microinsurance in Pakistan: Progress, Problems, and Prospects. The Lahore Journal of Economics, 18, 335-374.
- Cohen, M., & Sebstad, J. (2005). Reducing vulnerability: The demand for micro-insurance. Journal of International Development, 17, 397-474.
- Creswell, J. W. (1998). Qualitative inquiry and research design: Choosing among five traditions. Thousand Oaks, CA: Sage Publication
- Dercon, S., & Kirchberger, M. (2008). Literature review on micro insurance (Micro insurance Paper No. 1). Geneva, Switzerland: International Labour Office
- Dunford, C. (2001). Building Better Lives: Sustainable Integration of Microfinance and Education in Child Survival, Reproductive Health, and HIV/AIDS Prevention for the Poorest Entrepreneurs, Journal of Microfinance / ESR Review, 3(2), 1-25
- Gor, N. (2013). Microtakaful-Islamic Insurance for Deprived: Innovation, Sustainability and Inclusive Growth. International Journal of Business, Economics and Law, 3(2), 18-24
- Hamid, S. A., Roberts, J., & Mosley, P. (2011). Can micro health insurance reduce poverty? Evidence from Bangladesh, The Journal of Risk and Insurance, 78(1), 57-82.
- Haron, S., & Wan-Azmi, W. N. (2009). Islamic Finance and Banking System: Philosophies, Principles & Practices. McGraw-Hill, Kuala Lumpur, Malaysia.
- Hasim, H. M. (2014). Developing a Conceptual Framework of Microtakaful as a Strategy towards Poverty Alleviation. Journal of Economics and Sustainable Development, 5(28), 1-9.
- ICMIF Takaful. (2012). International Cooperative and Mutual Insurance Federation (ICMIF) Takaful http://www.takaful.coop/index.php?option=com_contentandview=articleandid=599andIte mid = 90
- IFSB. (2015). Issues in regulation and supervision of micro-takaful Islamic micro insurance. Kuala Lumpur: IFSB)
- Ismail, A. (2008). History and Development of Takaful. International Islamic Finance & Insurance Consulting Sdn. Bhd, Kuala Lumpur, Malaysia.
- Kazim, S., & Haider, E. (2012). Islamic Microfinance models and their viability in Pakistan. Islamabad: Pakistan Microfinance Network. http://www.pmn.org.pk/assets/articles/0d2cb5aa39e0acc67db08a1a73b794ec.pdf
- McGuinness, E., & Tounytsky, V. (2006). The demand for microinsurance in Pakistan. Washington, DC: Microfinance Opportunities.
- Microcare. (2008). Microcare Uganda: financing health through communities. (accessed 12 June, 2011). http://www.microinsurancecentre.org/UploadDocuments/080618per cent20microcare.pdf
- Mohd Rom, N. A., & Abdul Rahman, Z. (2012). Financial Protection for the poor in Malaysia: Role of Zakah and micro-takaful. JKAU: Islamic Economics, 25(1), 1-23.
- Mohd Salleh, M., & Padzim, F. Z. (2018). The prevalence of Micro Takaful Products in the Eyes of Malaysian SMEs. International Academic Institute for Science and Technology, 5(3), 49-65
- Mohd Salleh, M., Abdullah, N. I., Razali, S. S., & Wok, S. (2012). Takaful Agents' Roles in Accordance with the Quran and Sunnah. Global Journal Al-Thaqafah, 2(2), 41-45.
- Nu, S. H., Sadzali, N. S., & Amin, H. (2015). An analysis of the viability of micro health takaful in Malaysia. Qualitative Research in Financial Markets, 7(1), 37-71.
- Patel, S. (2004). Takaful and poverty alleviation. Europian Economic Review, 48(5).
- Portula, & Vergara. (2013). The Philippine experience on microinsurance.
- Puad, N. A. (2017). Issues and Challenges in Developing Microtakaful in Muslim Country. Proceeding of the 4th International Conference on Management and Muamalah, (pp. 426-433)
- Razak, A. A., Muhammad, F., Yahya, M., Hussin, M., Ramdan, M. R., & Salwa, F. (2018). Applying Ajzen's Theory of Planned Behaviour on the Participation of Micro-Entrepreneurs in Micro- Takaful. International Journal of Academic Research in Business and Social Sciences, 8(11), 1666-1679
- Rusydiana, A. S., & Devi, A. (2017). Development Strategy of Micro-takaful Institutions: Case Study Working Group Indonesia. Journal of Etikonomi, 16(2), 265 - 278.
- Sabbir, P. (2004). Takaful and poverty alleviation. The International Cooperative and Mutual Insurance Federation (ICMIF) www.icmif.org/takaful.
- Sukmana, R., & Hidayat, S. E. (2014). Challenges and Opportunities in Developing Microtakaful in Muslim Majority Country: A Case Study of Indonesia. The 11th Harvard University Forum on Islamic Finance, Harvard Law School, USA (pp. 1-14). Research Gate
- Swartz, & Coetzer. (2010). Takaful: An Islamic insurance instrument. Journal of Development and Agricultural Economics, 2(10), 333-339.
- Vaughn, E. J. (1992). Fundamental of Risk and Insurance, 6th ed., John Wiley & Sons, United States.
- Wahab, A. R. A., Lewis, M. K., & Hassan, M. K. (2007). Islamic Takaful: Business models, Shariah concerns, and proposed solutions. Thunderbird International Business Review, 49(3), 371- 396.
- World Bank. (2007). Social protection in Pakistan: Managing household risks and vulnerability. (World Bank Report No. 355472-PK)
- Zenklusen, O., & McCord, J. M. (2009). 360 Risk Insight Report: Insurance In Developing Countries: Exploring Opportunities in Micro-insurance. Lloyd's of London, London.
- Zuliani, R., & Ab Rahman, A. (2018). Micro-Takaful in Aceh: Does Society Need It. In New Developments in Islamic Economics (pp. 101-116). Emerald publication.
Cite this article
-
APA : Ayaz, M., Saeed, M., & Ashraf, M. A. (2020). Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective. Global Social Sciences Review, V(II), 523-540. https://doi.org/10.31703/gssr.2020(V-II).50
-
CHICAGO : Ayaz, Mohammad, Maryam Saeed, and Muhammad Ather Ashraf. 2020. "Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective." Global Social Sciences Review, V (II): 523-540 doi: 10.31703/gssr.2020(V-II).50
-
HARVARD : AYAZ, M., SAEED, M. & ASHRAF, M. A. 2020. Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective. Global Social Sciences Review, V, 523-540.
-
MHRA : Ayaz, Mohammad, Maryam Saeed, and Muhammad Ather Ashraf. 2020. "Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective." Global Social Sciences Review, V: 523-540
-
MLA : Ayaz, Mohammad, Maryam Saeed, and Muhammad Ather Ashraf. "Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective." Global Social Sciences Review, V.II (2020): 523-540 Print.
-
OXFORD : Ayaz, Mohammad, Saeed, Maryam, and Ashraf, Muhammad Ather (2020), "Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective", Global Social Sciences Review, V (II), 523-540
-
TURABIAN : Ayaz, Mohammad, Maryam Saeed, and Muhammad Ather Ashraf. "Micro-Takaful by Takaful Operators in Pakistan: Problems and their Solutions from the Practitioners' Perspective." Global Social Sciences Review V, no. II (2020): 523-540. https://doi.org/10.31703/gssr.2020(V-II).50